Our history begins in 2009, when two former software entrepreneurs launched Espresso to help start-ups finance growth using non-dilutive financing. In the more than a decade since, we’ve grown to become a leading provider of venture debt solutions in the United States, Canada, and the UK. With offices in Toronto, San Francisco, Chicago, and London, today we offer non-dilutive growth capital to leading companies in technology, healthcare, and other high-growth verticals.

Over our more than 13-year history, we have partnered with hundreds of companies and their investors, helping them to accelerate growth, extend the funding runway, reduce cost of capital, and minimize dilution. Although our business has evolved over the years, many of our founding principles remain the same. That includes our commitment to being founder friendly. We believe that as businesses scale, they need a financing partner that works like they do. For us, that means being fast, fair, and flexible, while delivering the best experience possible.

Of course none of that would be possible without our people. We’re proud to have built one of the best venture debt teams in the world. Not only does our team bring deep experience and passion to their work, they’re committed to our mission of empowering companies with innovative growth financing and runway extension solutions.

We’re a different kind of lender.

At Espresso, we provide the capital you want with the flexibility you need.

Capital to meet your needs

  • Growth
  • Runway extension
  • Working capital
  • Acquisition
  • Recapitalization

Flexible credit structures

  • Unitranche and second lien
  • Non-amortizing
  • Operating lines and term loans
  • Up to 5-year term
  • Warrant-free option